Personal Finance
How to Qualify for Public Service Loan Forgiveness (PSLF) in 2026
Qualify for PSLF in 2026 by working full-time for a government or 501(c)(3) nonprofit, holding Direct Loans, and making 120 payments under an Income-Driven Repayment plan. With SAVE vacated, borrowers must use IBR or the new RAP system to earn forgiveness credit.